Launching soon to protect owners, reassure renters, and reduce dispute load with embedded insurance designed for sharing economy platforms.

Embedded insurance
turning trust into transactions

Protect owners, reassure renters, and reduce dispute load with embedded insurance designed for sharing economy platforms.

Book a 20-minute platform fit call → Request the integration pack
Transaction-based cover, embedded in checkout
Covers loss, theft, or damage up to replacement value
Low-friction claims journey designed for speed

Platforms don't fail on demand, they stall on risk

Ratings help people browse. But when real value is on the line, transactions slow down. ProtectMy is built to move that risk cleanly, fairly, and transparently so your marketplace can scale.

Insurance built for P2P rentals

ProtectMy is an embedded insurance solution that can be offered at checkout. It's designed around real marketplace behaviour rental periods, item values, and operational controls so protection feels clear, fair, and easy to adopt.

Embedded checkout flow Per-transaction policies Clear coverage terms Reporting-ready data Low-touch claims design
Benefits by role

Operations

  • Fewer disputes and escalations to manage
  • Clear expectations and evidence capture
  • Faster settlement reduces support load
  • Improved trust without heavy manual checks

Risk & Compliance

  • Capacity-backed programme built for your model
  • Controls aligned to fraud mitigation and fair outcomes
  • Structured reporting and performance tracking
  • Built to support auditability and governance

C-Level & Growth

  • Higher conversion at checkout
  • Higher-value supply (owners list better items)
  • Higher basket sizes and longer rentals
  • Scalable trust that compounds with growth
How ProtectMy works
1

Integrate the embedded flow

Embed ProtectMy into your checkout with a lightweight integration path.

2

Offer protection at the right moment

Users opt in per transaction, with clear wording and price transparency.

3

Policy issued automatically

Documentation is issued automatically and linked to the transaction.

4

Claims submitted online

A simple guided journey captures key details and evidence expectations.

5

Settlement + reporting

Outcomes are processed efficiently, with reporting suitable for platform oversight.

Designed for the realities of rental

Capacity-backed, built for long-term scale

This programme is supported by established insurer capacity, structured to scale with platform performance and operational controls. We align coverage and pricing to platform data so protection remains sustainable as you grow.

Underwriting aligned to real transaction behaviour Data-led pricing and governance Seamless and secure API integration

UK-regulated distribution (Appointed Representative)

Designed for embedded insurance delivery

Reporting-ready operational model

Frequently asked questions
The insurance covers loss, theft, or damage to items up to replacement value during the rental period. Full terms are available on request.
Cover is structured to protect the platform owner and/or renter depending on integration design. We tailor coverage to your marketplace's specific model.
The core product is focused on asset protection (loss, theft, damage). Liability requirements vary by platform type, contact us to discuss what's appropriate for your model.
Cover is designed for UK-based platforms and transactions. Geographic scope can be discussed during integration planning.
Excess levels are set per programme and aligned to item values and transaction behaviour. Details are confirmed during the integration scoping process.
Claims are submitted online through a guided journey that captures key details and evidence. Outcomes are processed efficiently with reporting available for platform oversight.
We'll share a data checklist as part of the integration pack. Sensitive data sharing is conducted under NDA. Typically we need transaction values, rental periods, and item categories.
Pricing is data-led and aligned to your platform's transaction behaviour, item values, and risk profile. We work collaboratively to ensure pricing remains competitive and sustainable.
Yes. The solution is designed to be embedded under your brand at checkout, giving your users a seamless, native experience.
Yes. ProtectMy operates as an Appointed Representative (AR) under UK FCA regulation, designed for compliant embedded insurance distribution.

Want to reduce disputes and increase conversionwithout adding friction?

Send us a platform overview and we'll respond with an integration path, data checklist, and the fastest route to launch.

Book a 20-minute call → Request the integration pack
Contact us

Tell us a bit about your platformwe'll come back with next steps.